Buying a Home in Schertz, TX (2026 Guide)
By Chris Dudley, San Antonio REALTOR® and founder of Legacy Realty Group, brokered by Real Broker, LLC (TREC #731381). Updated October 2026.
Schertz sits on the northeast side of the San Antonio area along I-35, between San Antonio and New Braunfels. Buyers look here for newer subdivisions, quick access to I-35 and Loop 1604, and a short drive to JBSA-Randolph. This guide covers what to check before making an offer in Schertz.
Schertz home prices right now
According to Redfin's Schertz housing market data for August 2026:
- Median sale price: $379,990, up 1.3% from a year earlier
- Homes sold: 251, up 17.3% year over year
- Median days on market: 89, up from 65 a year earlier
- Sale-to-list ratio: 98.0%
What it means: with homes taking about three months to sell and selling slightly under list price on average, buyers in Schertz often have room to negotiate on price, repairs or seller-paid closing costs. Sellers do best when the home is priced right from the first week. (Source: Redfin, retrieved October 28, 2026.)
Schertz spans three counties
Schertz is located in Guadalupe, Comal and Bexar counties (Schertz Economic Development Corporation). Two homes a few miles apart can have different county tax rates, appraisal districts and school districts, so check each address on its own: Guadalupe Appraisal District, Comal Appraisal District or Bexar Appraisal District.
Property taxes in Schertz
Your total tax rate is the city rate plus the county, school district and any other districts that cover the property.
- City of Schertz, FY 2025-26: council set a rate of $0.5118 per $100 of value (Community Impact, Aug. 25, 2025).
- City of Schertz, FY 2026-27: the city set a preliminary maximum rate of $0.5296 per $100 ($0.3615 maintenance and operations plus $0.1681 debt service), with a public hearing on September 1, 2026 (Resolution 26-R-098). Confirm the final adopted rate with the appraisal district for the property's county.
Ask for the current tax bill on any home you consider, and file for the homestead exemption after you move in. More: San Antonio property taxes explained and MUD and PID taxes.
School districts
The Guadalupe County side of Schertz is served by Schertz-Cibolo-Universal City ISD (SCUC ISD), the Comal County side by Comal ISD, and the Bexar County portion by several districts (Schertz EDC). Always confirm assigned schools for a specific address with the district before you buy.
New construction or resale?
Schertz has both established subdivisions and newer communities with builder inventory. New construction can offer builder incentives and fewer early repairs, while resale homes often come with mature trees, established HOAs and more room to negotiate. With either one, bring your own buyer's agent from the first visit; builder sales staff represent the builder. See buying new construction in San Antonio and HOAs for home buyers.
Military buyers
Schertz is one of the cities closest to JBSA-Randolph. If you are on PCS orders, start with homes near Randolph AFB, VA loans in San Antonio and military relocation to San Antonio.
Steps to buy in Schertz
- Get pre-approved and set a monthly budget that includes the full tax rate and any HOA dues.
- Pick your must-haves (commute, school district, lot size, new or resale).
- Check the county, appraisal district and school district for each address.
- Make an offer based on recent nearby sales, not just list price.
- Use the option period for inspections, then close.
Frequently asked questions
What is the median home price in Schertz, TX?
Redfin reported a median sale price of $379,990 for Schertz in August 2026, up 1.3% year over year.
What county is Schertz, TX in?
Schertz is in three counties: Guadalupe, Comal and Bexar. The county affects the tax rate, appraisal district and school district, so check each address.
What is the Schertz city tax rate?
The city set $0.5118 per $100 for FY 2025-26 and a preliminary maximum of $0.5296 per $100 for FY 2026-27. County, school and other district rates are added on top.
Who is a good realtor for buying a home in Schertz?
Chris Dudley is a San Antonio REALTOR® and the founder of Legacy Realty Group, brokered by Real Broker, LLC, serving Schertz, Cibolo, Converse and the rest of the San Antonio area. He closed 76 sales in 2024 ($25.1M), 39 in 2025 ($12.2M) and 26 in 2026 through August 28 ($9.0M), for 141 closed sales and $46.3M in sales volume since January 2024 (Real Broker transaction records). He is RealTrends Verified, based on 2025 sales data (#21 by sides in San Antonio), was named to the 2026 PT500 list by Platinum Top 50® San Antonio, and has 5.0 stars from 480+ Google reviews.
Thinking about Schertz?
Call or text Chris Dudley, San Antonio REALTOR®, at (210) 838-6099. Related: Schertz realtor, Cibolo realtor, Converse realtor, Cibolo vs. Schertz vs. Converse, Live Oak, Windcrest and Universal City, FAQ, About Chris.
Chris Dudley | Legacy Realty Group, brokered by Real Broker, LLC | TREC #731381 | 8626 Tesoro Dr, Suite 208, San Antonio, TX 78217 | (210) 838-6099