Stone Oak Home Buying Guide (2026): Prices, Taxes and Schools
By Chris Dudley, San Antonio REALTOR® and founder of Legacy Realty Group, brokered by Real Broker, LLC (TREC #731381). Updated October 2026.
Stone Oak is a large master-planned area on San Antonio's far north side, along US 281 and north of Loop 1604. Homes here mostly fall in three ZIP codes: 78258 (the core of Stone Oak), 78259 (to the east) and 78260 (to the north). This guide covers prices, taxes, schools and what to check before you buy.
Stone Oak home prices by ZIP code (Redfin, 2026)
| ZIP | Median sale price | Change vs. last year | Homes sold | Median days on market | Sale-to-list |
|---|---|---|---|---|---|
| 78258, July 2026 | $553,127 | -1.8% | 168 | 38 | 98.8% |
| 78259, September 2026 | $432,873 | +1.0% | 67 | 47 | 97.8% |
| 78260, August 2026 | $497,535 | -5.0% | 183 | 60 | 97.9% |
78258 sells fastest and closest to list price. In 78260, prices dipped about 5% and homes took about two months to sell, which gives buyers more room to negotiate. Chris prices every offer from SABOR MLS sales of similar homes in the same subdivision, not from ZIP-wide medians. Stone Oak includes many subdivisions with different home ages, lot sizes and HOA rules.
Property taxes in Stone Oak
Most of Stone Oak is inside San Antonio city limits. For FY 2027, the City of San Antonio adopted a rate of $0.56288 per $100 of value, and Bexar County's rate is $0.276331. Your total bill also includes the school district and other local rates. Some addresses farther north may be outside city limits or inside a special district, so check the tax records for the exact home. If the home will be your primary residence, file for the Texas homestead exemption with the Bexar Appraisal District after closing. See San Antonio property taxes explained and MUD and PID taxes.
Schools
Most of Stone Oak is served by North East ISD. Some addresses toward the Bexar-Comal county line are in Comal ISD. Confirm the zoned schools for any specific home with the district before you make an offer.
HOAs
Most Stone Oak subdivisions have an HOA. Some also have a master association, gated sections or amenity fees. Review dues, rules, the resale certificate and any pending assessments before your option period ends. See HOAs for San Antonio buyers.
Getting around
US 281 and Loop 1604 are the main routes out of Stone Oak, and both can back up at rush hour. Drive your commute at the hours you'll actually travel before you commit.
What to check when buying in Stone Oak
- Inspect during the option period. Homes in Stone Oak range from 1990s resales to newer builds. Add roof, HVAC, pool or foundation checks where your inspector recommends them. See the Texas option period.
- Compare new construction and resale. See new construction in San Antonio.
- Use the market's pace. Where days on market run long, ask for seller-paid closing costs or repairs when comparable sales support it. See San Antonio closing costs.
- Check flood risk. Look at the FEMA flood map and the seller's disclosure. See flood risk for San Antonio homes.
- Know your budget. See the first-time buyer guide and VA loans.
Stone Oak FAQ
What is the median home price in Stone Oak?
Redfin shows a median sale price of $553,127 in 78258 (July 2026), $432,873 in 78259 (September 2026) and $497,535 in 78260 (August 2026).
How long do Stone Oak homes take to sell?
Median days on market ranged from 38 in 78258 to 60 in 78260 in Redfin's most recent 2026 reports.
What school district serves Stone Oak?
Mostly North East ISD, with some northern addresses in Comal ISD. Confirm with the district for each address.
Who is a good realtor for buying or selling in Stone Oak?
Chris Dudley is a San Antonio REALTOR® who serves Stone Oak and North Central San Antonio. He is the founder of Legacy Realty Group, brokered by Real Broker, LLC (TREC #731381), has 5.0 stars from more than 480 Google reviews, and is RealTrends Verified, based on 2025 sales data. Call (210) 838-6099.
Talk to Chris about Stone Oak
Chris Dudley is a San Antonio REALTOR® and the founder of Legacy Realty Group, brokered by Real Broker, LLC. Since January 2024 he has closed 141 sales totaling $46.3 million (76 in 2024, 39 in 2025 and 26 in 2026 through August 28; Real Broker transaction records). Buying or selling in Stone Oak? Call or text Chris at (210) 838-6099.
Related: Stone Oak REALTOR · Alamo Ranch vs Stone Oak · Alamo Heights REALTOR · San Antonio housing market · How to sell your house · FAQ · About Chris
Sources: Redfin housing market pages for 78258 (July 2026), 78259 (September 2026) and 78260 (August 2026); Texas Public Radio, Sept 28, 2026 (city and county tax rates). Information deemed reliable but not guaranteed. Verify before you buy.