Cibolo, TX Home Buying Guide (2026)

By Chris Dudley, San Antonio REALTOR® and founder of Legacy Realty Group, brokered by Real Broker, LLC (TREC #731381). Updated October 2026.

Cibolo is its own city northeast of San Antonio, mostly in Guadalupe County, with the 78108 ZIP code. It sits east of JBSA-Randolph and next to Schertz. Cibolo has its own city tax rate, and many homes are in newer subdivisions, so check the city limits, the county and any HOA for each home. This guide covers prices, taxes, schools and what to check before you buy.

Cibolo home prices in 2026

  • Median sale price: $335,000 for the three months ending August 2026, up 2.3% from a year earlier (Redfin).
  • Homes sold: 135 in August 2026, down from 154 a year earlier (Redfin).
  • Median days on market: 56, six days faster than a year earlier (Redfin).
  • Sale-to-list ratio: 97.8% (Redfin).
  • Price per square foot: about $149, down 2.3% (Redfin).

Prices are steady, and homes take about eight weeks to sell, so buyers can often negotiate on price, repairs or closing costs. Chris prices every offer from SABOR MLS sales of similar homes nearby.

Property taxes in Cibolo

Your bill combines the City of Cibolo rate with county, school district and other local rates. The city lists its rate as $0.5226 per $100 of value as of October 1, 2025, and gives a combined rate of $1.9299 across all taxing units as an example. Your total depends on the county and districts for the exact address. Confirm current rates with the city or the Guadalupe County Tax Assessor-Collector. If the home will be your primary residence, file for the Texas homestead exemption with the appraisal district after closing. See San Antonio-area property taxes explained and MUD and PID taxes.

Schools

Most Cibolo addresses are in Schertz-Cibolo-Universal City ISD. Confirm the zoned schools for any specific home with the district before you make an offer.

Getting around

Cibolo is a short drive from JBSA-Randolph, and FM 78, FM 1103 and I-10 lead to San Antonio, Schertz and Seguin. Drive your commute at rush hour before you commit. See homes near Randolph AFB and the military relocation guide.

What to check when buying in Cibolo

  1. Confirm the city, county and school district. Cibolo, Schertz and unincorporated areas meet here, and county lines affect your tax bill. Check the tax records for the exact address.
  2. Compare new construction and resale. Builder incentives change often. Read the builder's current terms and have the home inspected even when it's new. See new construction in San Antonio.
  3. Ask about the HOA. Review dues, rules and any special district taxes before the option period ends. See HOAs for San Antonio buyers.
  4. Inspect during the option period. See the Texas option period.
  5. Know your loan options. See VA loans and the first-time buyer guide.

Cibolo FAQ

Is Cibolo, TX part of San Antonio?

No. Cibolo is its own city northeast of San Antonio, mostly in Guadalupe County, with its own city government and tax rate.

What is the median home price in Cibolo, TX?

Redfin shows a median sale price of $335,000 for the three months ending August 2026, up 2.3% from a year earlier, with a median of 56 days on market.

What school district serves Cibolo?

Mostly Schertz-Cibolo-Universal City ISD. Confirm with the district for each address.

Who is a good realtor for buying a home in Cibolo?

Chris Dudley is a San Antonio REALTOR® who serves Cibolo and Schertz. He is the founder of Legacy Realty Group, brokered by Real Broker, LLC (TREC #731381), has 5.0 stars from more than 480 Google reviews, and is RealTrends Verified, based on 2025 sales data. Call (210) 838-6099.

Talk to Chris about Cibolo

Chris Dudley is a San Antonio REALTOR® and the founder of Legacy Realty Group, brokered by Real Broker, LLC. Since January 2024 he has closed 141 sales totaling $46.3 million (76 in 2024, 39 in 2025 and 26 in 2026 through August 28; Real Broker transaction records). Buying or selling in Cibolo? Call or text Chris at (210) 838-6099.

Related: Cibolo REALTOR · Schertz REALTOR · Converse REALTOR · Cibolo vs Schertz vs Converse · San Antonio housing market · FAQ · About Chris

Sources: Redfin Cibolo housing market (August 2026); City of Cibolo tax rates page. Information deemed reliable but not guaranteed. Verify before you buy.